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5 Reasons Tax Prep Software May Be Right for You

By Linsey Knerl I’ve been doing my own taxes for about 5 years now. Even as my needs have changed (I’ve gone from a simple 1040EZ to a more complex small business partnership structure), I’ve found that the tax software available on the commercial market has grown to meet my needs. Here are the most compelling reasons you may also want to give it a go!

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The Best Frugal Tools Are the Most Basic

One of the things I love about frugality is that it's pretty simple.

Want to save money?  Spend less.

Of course, there are all kinds of folks who market all kinds of products, books, iPhone apps, software, and subscription services all designed to save you money.

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How to Buy a Single Share of Stock Certificate

When GM was knocking on the doorstep of bankruptcy (who answered soon after), I thought it would be fun to try to buy a single share as a collectors item. It was under a dollar a share and I really only needed one, so I assumed it probably wasn’t going to cost all that much.

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Reminiscences of a Stock Operator by Edin Lefevre

Reminiscences of a Stock Operator by Edin Lefevre was first published many many years ago and tells the first person fictional tale of Larry Livingston, a stock speculator in the early 1900s. It was widely believed that the character was based on Jesse Lauriston Livermore and in this version of the book, the connection is made concrete through annotations by Jon Markman.

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MyFICO Coupon Code

Now is a great time to get a discount on your credit reports or scores because myFICO is celebrating its 9th birthday by offering a 30% discount coupon code. This is a limited time offer though, and is only available for the next few days.

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Cheapest Ways to Get Your Caffeine Fix

By Sonja Stewart If you absolutely have to have your caffeine fix to start your day, maybe you've wondered if there was a cheaper way to do it. You've already cut out the ever-popular “Starbucks Latte factor,” now you're wondering if chewing coffee grinds may be able to squeeze out a little extra cash at the end of the month while still giving you that rush.

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I Refuse to Give in and Subscribe to HD Cable

I think I may have some sort of split personality disorder.  While I’ve been working hard to lock down our spending, I’ve also found myself “giving in” to a few desires.  One of those desires is a new 47” LCD TV from Costco.

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Capital One Venture Rewards Credit Card Review

The following is a press release that was sent in to us by Capital One Bank highlighting their new Venture Rewards Credit Card:
Capital One Financial Corporation (NYSE: COF) today announced the launch of Venture (www.capitaloneventure.com), a premium travel rewards credit card offering double miles on every purchase, without the restrictions frequently found in rewards programs.

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New Rewards Checking Fave Pays 4.01%

We’re adding the high-yield checking account at Danversbank to our list of favorites.

It’s paying 4.01% APY on balances up to $25,000 — a rate that’s almost impossible to find these days, even on 7-year CDs — with free ATM use and no monthly fees.
Although the rate on these accounts is always variable, Danversbank hasn’t changed [...]

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BB&T Wins Top Financial Customer Service Honors From BusinessWeek

BB&T has won the top spot among financial companies for customer service by BusinessWeek, the first time the company has appeared on the list.
The 20-Minute Rule
One of the policies that got BB&T recognition was it’s “20-minute rule,” which means that if a consumer does not get their question resolved within 20 minutes, they are transferred [...]

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How to Handle Irregular Income

It’s been a busy last couple of months, but I’m amazed at how well everything is going so far in 2010. Among other things, I just received a small windfall from my freelance and blogging business. My freelance income has otherwise been fairly steady, with some irregular income for bigger projects and other things.

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Wells Fargo, Bank of America Residential Mortgages See Huge Growth in 2009

The number of residential mortgages that were created last year rose by almost a third, with Wells Fargo leading as the biggest lender, followed by Bank of America.
A Fight for First Place
Although Wells Fargo has the most residential mortgage loans in 2009, it was followed closely by Bank of America, which saw huge growth in [...]

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Beware the Downloadable Content (DLC)

I buy maybe three video games a year, which is as often as they make games good enough to buy. I find it impossible to pay $60 for a new game, partially because as a child of the original Nintendo, I got accustomed to $40 games, so I always wait at least a couple weeks to get a used copy. And I did the same thing with Assassin’s Creed II, which was worth every penny.But I’m not going to tell you how awesome this game is, since you’d either like it or you wouldn’t. No, the interesting part is how I almost wasted a bunch of money on it.

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What’s My Tax Bracket?

In personal finance, you have to make a lot of decisions with imperfect information. You contribute to a Roth IRA because you like the tax free growth and you believe that you will be taxed at a greater rate in retirement (otherwise it may be better to contribute to a Traditional IRA). You buy a house because you want to hedge against inflation by fixing your housing costs, both of which you assume will go up in the future.

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Senator Dodd to Go Head-to-Head with Financial Companies Over New Regulations

Senate Banking Committee Chairman Christopher Dodd is pushing for even tougher regulation on financial institutions in a bill that will provide greater power to the Federal Reserve.

Senator Dodd’s Proposal
The bill, which could come to the Senate floor as early as this April, would give the central bank and government more power to regulate risky [...]

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