Here’s what passes for a success story these days: The top 12-month CD rates available today are pretty much the same as they were two weeks ago.
In fact, Sallie Mae Bank has been paying the same 1.55% APY since spring.
It’s refusal to lower its rate, as virtually everyone else has done, is why the online [...]
Top 1-Year CD Rates Keep Paying 1.55%
CD Rates Leaderboard For September 8
Only a couple of hours after we posted yesterday’s rundown of the best nationally available CD rates, one of our top returns was whacked.
NewDominion Bank reduced the rate on its 24-month certificate of deposit from 1.95% APY to 1.85% APY — although that’s still good enough to keep the North Carolina bank on the leaderboard.
Holding The Line On Top 3-Year CD Rates
August was a brutal month for CD rates.
When the month began all of the top five returns on 36-month certificates of deposit paid at least 2.40% APY.
Now only one does.
Danversbank, with more than 30 branches in the Boston area, continues to offer 2.50% APY with a very affordable $500 minimum deposit.
But no one else is [...]
CD Rates Leaderboard For September 7
No changes to the best nationally available CD rates coming off of Labor Day.
That’s good news, of course.
And don’t miss our weekend post on just how good iGObanking’s 3-month certificate of deposit really is.
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Go Long For Wells Fargo’s Best CD Rates
The trick to finding decent CD rates at Wells Fargo is to go long.
It’s impossible to find a big bank with great rates. But most big banks offer average rates on at least some certificates of deposit if you know where to look.
Wells is no exception.
None of its offerings come close to any of the [...]
Great Plains Deal On 2-Year CD Rates
Colorado East Bank and Trust has one of the best 24-month CD rates in the country for savers in southeast Colorado and southwest Kansas.
It’s paying 2.26% APY with a $1,000 minimum deposit.
That’s almost one-third of a percentage point higher than the best nationally available 24-month CD rates.
Since this is a local offer, you [...]
Stand Out Deal Still Tops 3-Month CD Rates
We look at hundreds and hundreds of CD rates every day, and this deal from iGObanking continues to stand out from the crowd.
The online division of Flushing Savings Bank in New York is paying 1.35% APY on its 3-month CDs.
That not only leads our rankings of the best 3-month CD rates, it’s more than you [...]
CD Rates Leaderboard For September 3
So far, so good this month.
Heading into the Labor Day weekend none of the top nationally available CD rates we track have changed — and in this market that means they haven’t gone down.
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USAA Joins Leaders In 5-Year CD Rates
After watching the same banks offer the best 5-year CD rates all summer, it’s good to report that we have a newcomer.
USAA is paying 3.00% APY with a $1,000 minimum deposit.
That’s good enough to tie the diversified financial company based in San Antonio for second in our rankings of the top nationally available 60-month [...]
Top 24-Month CD Rates Fall Below 2.00%
What’s going on with 24-month CD rates? This is the third time in the past six days that we’ve had to re-do our rankings of the best deals that are available nationwide.
August has seen a lot of CD rates slide, but the2-years have been hit the hardest. Only one rate available last Thursday is [...]
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